Neil Harden
Helping to plan a secure financial future
Mapping out your goals is the first step to financial security
Having a clear understanding of what your financial priorities are and putting a plan in place to achieve your goals puts you in control of money matters. Financial advice can go a long way to provide peace of mind that you are addressing the needs of you and your family. Working with a professional is an important investment in your future to make sure you’ve got everything covered.
I specialise in the following advice services:
- Lifetime Financial Planning
- Pension & Retirement Planning
- Investment & Wealth Management
- Later Life & Estate Planning
- Wills & Power of Attorney
- Personal Protection
- Workplace Pension
- Equity Release
- Defined Benefit Transfer Specialist
Neil Harden
Independent Financial Adviser, Abacus AssociatesI started in this industry in February 1997. Over the last 25 years I have been employed by insures, banks and building societies therefore, I have seen and helped many clients with various needs including protecting what’s important to them (i.e. life assurance, mortgage protection and income protection, insurance etc.) I have also arranged borrowing in the form of mortgages and equity release which means I can assist and advise in any aspect of financial services.
My main aim has been to help clients increase or preserve their financial wealth with expert financial planning in pension transfers which includes final salary pensions, investments, wealth management, retirement planning/options and estate planning including Inheritance Tax (IHT) planning and general tax efficiency of the overall portfolio. I also hold the appropriate qualifications to provide advice on long term care and I can arrange both wills and Lasting Power of Attorneys (LPAs).
I offer a straightforward service, with integrity and honesty as standard. We will have an initial meeting with regular reviews as required by you in the comfort of your surroundings, I can meet you at either work or at home, or if you would prefer somewhere more neutral.
With the help of Abacus Associates I now offer a truly independent financial advice service.
An Integrated Approach to Financial Services
Below you can see what advice I specialise in. If there are additional services you require, Tavistock Investments provides support in other aspects of financial advice, and I can put you in touch with someone.
Our Independent Financial Advice process:
Create
ISAs, Junior ISAs, other general investments to suit your needs
Build
Mortgages, buy-to-let, other borrowing, cash management
Protect
Income protection, life insurance, critical illness, later-in-life
Enjoy
Pensions, trusts, equity release, wills, inheritance & estate planning.
My specific areas of expertise:
Investment & wealth management
Creating, growing, and then maintaining wealth is key to successful financial planning and should be part of a longer-term investment strategy.
Personal protection
Talking about illness, disability or death is never an easy conversation to have but protecting against the unexpected will help with financial security and ensure your family can cope should the worst happen.
Lifetime financial planning
If you have a Defined Benefit or Final Salary pension scheme, there may be individual circumstances where a pension transfer could be advantageous.
Later life & estate planning
We spend a lifetime building our wealth, so it’s important to find the most effective way to protect your assets, in order for you to pass them on to those you love as efficiently as possible.
Pensions & retirement planning
When you think about the future, what does your retirement look like to you? An important question which we can help you answer.
Wills & power of attorney
Making a Will is essential to ensuring that your wealth benefits those whom you choose and is not taken by taxation, unnecessary legal costs and beneficiaries chosen by the law.
Defined benefit pension transfer specialist
If you have a Defined Benefit or Final Salary pension scheme, there may be individual circumstances where a pension transfer could be advantageous.
Equity release
Equity release is a way for homeowners over the age of 55 to release value from their home in the form of cash without having to sell or move.
Workplace pensions
As an employer, you must auto-enrol certain staff into a workplace pension scheme and contribute towards it in order to meet legislative obligations.
First consultation at my cost
If you are ready to receive your first consultation at no expense, please click the button below, and you will be directed to a form called Getting Started. Provide as much information as you are comfortable to give, and I will contact you once I receive it.
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