All Abacus Advisers are professionals who can help:


Tim Sands, Chartered MCSI

I am an independent, Chartered Financial Adviser based in the North West, but service both private and corporate clients across the UK.

With over 20 years experience in financial services I have both financial planning and investment / fund management experience, where in a previous career I designed funds for institutional investors globally, such as the investment banks.

My role as a Chartered Financial Adviser however, is to work with both private clients and businesses to understand their lifestyle and business goals, and to develop a financial plan to meet these objectives. This plan is then revisited with the client each year (or more frequently) to measure its success and to ensure the plan is still appropriate to meet the changing needs of the client (and their family and business).

“I firmly believe Financial Planning is in fact Lifestyle Planning, focusing on delivering the client’s objectives and desired lifestyle regardless of market conditions and disruptive life events”.

Cash-flow modelling and stress testing often forms an integral part of a client’s plan, enabling them to understand the monthly cost of achieving a particular goal, and the range of outcomes / the impact on their lifestyle under different scenarios. Goal and objective setting is therefore crucial, for example understanding what level of income a client requires in retirement is fundamental to designing an appropriate solution.

Areas of advice covered;

  • Wholistic financial planning and wealth management
  • Cash management solutions
  • Savings, Investments and Pensions
  • Mortgages and insurance protection
  • Tax planning, including buy to let restructuring
  • Wills, trusts and power of attorney
  • Retirement planning
  • Inheritance and estate planning

Corporate planning including workplace pensions

Tim Sands, Chartered MCSI


Areas of Advice provided:

General Financial Planning, Wealth management, Cash management solutions, Savings, Investments and Pensions, Mortgages and insurance protection, Tax planning, Wills, trusts and power of attorney, Retirement planning, Inheritance and estate planning, Corporate planning and Workplace pensions

m:   07834 644 730


Leave me a message today:

Please also indicate to me which services you are particularly interested in:

Please Select

12 + 11 =

Please complete the sum next to the message button placing the answer in the box provided, before sending your message.

Complete the form above to receive a callback


Abacus Associates Financial Services is a trading style of Tavistock Partners (UK) Limited which is authorised and regulated by the Financial Conduct Authority, FCA number 230342.
Tavistock Partners (UK) Limited is a wholly owned subsidiary of Tavistock Investments Plc

Tavistock Partners (UK) Ltd trading as Abacus Associates Financial Services are only authorised to give advice to UK residents

Registered in England Registered O­ffice: 1 Bracknell Beeches, Old Bracknell Lane, Bracknell  RG12 7BW, Company Number 04961992

Will writing is not regulated by the Financial Conduct Authority

Your home may be repossessed if you do not keep up repayments on a mortgage

The firm is not responsible for the content of external links