I am a member of the Society of Mortgage Professionals and The Equity Release Council. I work as an Independent Mortgage and Equity Release adviser based in Hereford.

I am an independent financial adviser located in Cheltenham, with clients in Cheltenham, Gloucester, Tewksbury, Evesham, Worcester, Cirencester and the Cotswolds.

In volatile, uncertain times, with the introduction of pension freedoms and the complexities that go with it, I believe it is crucial that people seek independent advice. With forty years in financial services, originally in Lloyds Private Banking, then Employee Benefits experience in City of London, I have had my own business since 1992. I provide independent financial advice on investments, retirement planning and protection. I am passionate about facilitating early retirement and helping my clients to enjoy life. I am a Chartered Financial planner, holding the Chartered Insurance Institute qualification and the Advanced Financial Planning qualification. I have a Masters degree and am studying for a Doctorate. I consider myself to provide a bespoke, client – focused service with the emphasis on a personal touch. I pride myself on creative solutions for my clients. My objective is to build long term client relationships and provide an excellent level of client service, evidenced by the long – standing relationships I maintain with my clients. As part of my service, I help clients with Wills, Powers of Attorney and Will Trusts. There is no fee for my initial consultation appointment and when my clients are completely comfortable with my recommendations, fees would be explained and charged.

I look forward to hearing from you and being of service to you for many years to come. I can meet you in the comfort of your home, or at our office in Cheltenham.