Sam Kossar
Helping to plan a secure financial future
Mapping out your goals is the first step to financial security
Having a clear understanding of what your financial priorities are and putting a plan in place to achieve your goals puts you in control of money matters. Financial advice can go a long way to provide peace of mind that you are addressing the needs of you and your family. Working with a professional is an important investment in your future to make sure you’ve got everything covered.
I specialise in the following advice services:
- Lifetime Financial Planning
- Pension & Retirement Planning
- Investment & Wealth Management
- Later Life & Estate Planning
- Wills & Power of Attorney
- Personal Protection
- Workplace Pension
- Business Protection Planning
- Equity Release
- Defined Benefit Transfer Specialist
Sam Kossar
Independent Financial Adviser, Abacus AssociatesI have over 10 years’ experience in the Financial Services industry. My aim is to help clients to preserve or grow their wealth by providing first rate advice in the areas of investments, pensions, wealth management, mortgage finance, insurance, protection and inheritance tax.
I also offer my services to the commercial market and have extensive knowledge around workplace pensions.
I’m committed to delivering better value and choice for my clients, and a service that is unique. I focus on growing and preserving the wealth of individuals, families and businesses. My clients work extremely hard to build their wealth, and I apply the same effort to ensure their wealth grows as efficiently as possible, with the use of effective portfolio and tax planning.
You can rest assured that I will provide you with expert financial advice plus regular reviews and evaluations of your financial plans.
Although most of my clients are from Birmingham and the West Midlands, I do travel to clients and act as an Independent Financial Adviser for clients from Manchester, London, Nottingham and Leicester.
I am based in Birmingham and operate throughout the West Midlands. I have over 10 years’ experience in the Financial Services industry.
An Integrated Approach to Financial Services
Below you can see what advice I specialise in. If there are additional services you require, Tavistock Investments provides support in other aspects of financial advice, and I can put you in touch with someone.
Our Independent Financial Advice process:
Create
ISAs, Junior ISAs, other general investments to suit your needs
Build
Mortgages, buy-to-let, other borrowing, cash management
Protect
Income protection, life insurance, critical illness, later-in-life
Enjoy
Pensions, trusts, equity release, wills, inheritance & estate planning.
My specific areas of expertise:
Investment & wealth management
Creating, growing, and then maintaining wealth is key to successful financial planning and should be part of a longer-term investment strategy.
Personal protection
Talking about illness, disability or death is never an easy conversation to have but protecting against the unexpected will help with financial security and ensure your family can cope should the worst happen.
Lifetime financial planning
If you have a Defined Benefit or Final Salary pension scheme, there may be individual circumstances where a pension transfer could be advantageous.
Later life & estate planning
We spend a lifetime building our wealth, so it’s important to find the most effective way to protect your assets, in order for you to pass them on to those you love as efficiently as possible.
Pensions & retirement planning
When you think about the future, what does your retirement look like to you? An important question which we can help you answer.
Wills & power of attorney
Making a Will is essential to ensuring that your wealth benefits those whom you choose and is not taken by taxation, unnecessary legal costs and beneficiaries chosen by the law.
Workplace pensions
As an employer, you must auto-enrol certain staff into a workplace pension scheme and contribute towards it in order to meet legislative obligations.
Business protection planning
The importance of business protection is often overlooked but is key to helping business owners plan for the unexpected.
Defined benefit pension transfer specialist
If you have a Defined Benefit or Final Salary pension scheme, there may be individual circumstances where a pension transfer could be advantageous.
Equity release
Equity release is a way for homeowners over the age of 55 to release value from their home in the form of cash without having to sell or move.
First consultation at my cost
If you are ready to receive your first consultation at no expense, please click the button below, and you will be directed to a form called Getting Started. Provide as much information as you are comfortable to give, and I will contact you once I receive it.
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